We are Texas' #1 Adjusting Firm
We are a 501(C)(3) non-profit organization that specializes in adjusting claims and empowering policyholders, one claim at a time as we have recovered millions of dollars for our clients. We have saved our customers thousands of dollars by resolving their claim without the need for lawyers or lawsuits. Unfortunately, some claims will require an attorney so having a Public Adjuster on your side who has thoroughly and accurately documented and presented your claim from the start will be essential to ensure the most agreeable resolution.
What is a Public Adjuster?
A Public Adjuster is an advocate for homeowners. Insurance companies don't always pay claims fairly, and hiring a Public Adjuster can ensure you a significantly higher settlement.
Public Adjusters handle every part of a claim from reporting to settling. They usually work on a contingency fee basis of 10% for claims ranging from the re-opening of a claim that has already been paid to catastrophic claims. We represent You, NOT the insurance company.
How Our Process Works
What's Covered?
A streamlined claim process can maximize your compensation from the insurance company because our extensive knowledge of insurance policies and claims procedures ensures that your claim is handled effectively and efficiently.
We'll conduct a thorough assessment of your damages, gather the necessary evidence, and prepare a comprehensive claim package on your behalf.
Our goal is simply to maximize your compensation and expedite the claims process, so you can focus on rebuilding and moving forward.
Whether you've experienced damage from a natural disaster, fire, water, vandalism, or any other unforeseen event, we're here to help.
Some of the Claim Types We Work
Storm Claims
Storms are one of the most common causes of damage. Hurricanes are an extreme example.
Commercial Claims
It could be as small as a water leak or as large as a total loss from a fire.
Water Claims
This could be caused by a burst pipe, toilet overflow, kitchen sink trap leak, garbage disposal failure, sewer backup, etc.
Fire & Smoke Claims
Wildfires, kitchen fires, and electrical fires are a few of the ways a fire could start in your home.
Who is Negotiating Your Claims?
Most people aren’t claims and construction experts, and don’t know how to navigate the complicated process of documenting and evaluating their loss.
The insurance company will send out an adjuster to inspect and ask questions. They are hired by the insurance company to negotiate the claim on their behalf and ultimately determine how much the insurance company will pay you.
PAM Claims will save you time and stress by having our experts document, present and negotiate the claim on your behalf.
Our highly experienced team will work in your corner so that you receive everything you are entitled to. Our fee is based on a percentage of the settlement and is regulated by the Texas Department of Insurance.
Look us up on the Texas Department of Insurance Website License #: 2850742.
Three Things to Do When Severe Damage Occurs to Your Property?
Your Insurance Company has an Adjuster, Why Don't You?
Filing an insurance claim directly with your insurance carrier can be a complex and overwhelming process, especially when you're dealing with the aftermath of property damage. However, with the assistance of our dedicated public adjusting firm, the journey becomes easier, more efficient, and ultimately more beneficial for you.
We handle the entire claims process on your behalf, simplifying the experience for you. Our team of experienced professionals will guide you through each step, from initial assessment to final settlement. We take care of the paperwork, documentation, and communication with the insurance company, allowing you to focus on recovering and rebuilding your property.
Please fill out the form below to request assistance. One of our state licensed agents will contact you within 24 hours of submission. We are ready to enlist our team to fight for you!
Some of Our Paid Claims
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